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The Consumer Federation of America charged Monday that the nation's poorest drivers are being charged unfairly high auto insurance premiums because of discriminatory practices and the organization called on state insurance regulators to do something about it.

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The Shafia family members convicted Sunday of four counts of first-degree murder have made no request for compensation from the Quebec auto insurance board for the four relatives found dead in a car in an Ontario canal — and such a request would be denied, a board spokesperson said Monday.

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Many low-income families cannot afford car insurance, at least in part because insurers price their policies in ways that result in them paying more, according to a new report from the Consumer Federation of America.

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Whether it's a minor fender bender, a more serious car accident or a complete total loss, being without a car for even a few days can be a major problem for many American drivers. So, it would seem that adding reimbursement for a car rental to your auto insurance policy would be a given.

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Small changes, such as clipping coupons and eating out less can save you a lot of money. But watching what you spend in areas other food can pay big dividends, too. One of those areas is auto insurance.

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